Salary Calculator Nigeria — Gross to Net (PIT + Pension + NHF)
Free Nigeria salary calculator. Applies Personal Income Tax slabs (7%-24%), 8% pension and 2.5% NHF to your gross salary. Get your monthly take-home in NGN.
Take-home — Nigeria
PIT (Personal Income Tax)
Take-home (annual)
NGN 978,900
Take-home (monthly)
NGN 81,575
Total deductions
NGN 221,100
Deduction breakdown
| Gross income | NGN 1,200,000 |
| − Pension (employee 8%) | NGN 96,000 |
| − NHF (2.5%, salary ≥ ₦3K) | NGN 30,000 |
| − Income tax | NGN 95,100 |
| Net take-home | NGN 978,900 |
Nigeria: PIT slabs + 8% pension + 2.5% NHF. Consolidated Relief Allowance of ₦200K simplified here; real allowance can vary.
Nigeria salary breakdown
The big three deductions from a Nigerian salary are: income tax under the PIT Act (7%-24% progressive), 8% employee pension contribution under the Pension Reform Act, and 2.5% NHF (National Housing Fund) of basic salary. This calculator applies all three.
How to use the Salary Calculator Nigeria 🇳🇬
Takes about a minute. No signup, no download, your data stays in your browser.
- 1Open the tool. Scroll up to the Salary Calculator Nigeria 🇳🇬 above — it loads instantly in your browser, no install needed.
- 2Enter your values. The fields come pre-filled with realistic defaults so you can see how it works — replace them with your own numbers.
- 3Read the result. The output updates instantly. Copy or share it — nothing is uploaded to a server, everything stays on your device.
Frequently asked questions
Common questions about the Salary Calculator Nigeria 🇳🇬.
Is the Salary Calculator Nigeria 🇳🇬 free to use?
Yes. The Salary Calculator Nigeria 🇳🇬on 7BusyBoss is completely free — no signup, no paywall, no usage cap.
Do I need to sign up to use the Salary Calculator Nigeria 🇳🇬?
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Does the Salary Calculator Nigeria 🇳🇬 work on mobile?
Yes. Every tool on 7BusyBoss is mobile-responsive and works in any modern browser — Chrome, Safari, Firefox, Edge — on phones, tablets and desktops.
Is my data safe when I use the Salary Calculator Nigeria 🇳🇬?
Yes. The Salary Calculator Nigeria 🇳🇬runs entirely in your browser — your inputs never leave your device unless the tool explicitly fetches public data (e.g. currency rates). We don't store the values you type.
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