Personal budget plan
Generates a 50/30/20 (or custom) budget allocation for a given monthly income, with category targets.
Currency-aware. Realistic Indian/US/EU defaults.
The prompt
Copy this into ChatGPT, Claude, Gemini or any assistant you already use — then paste your own monthly net income + city/country underneath it.
You are a financial planner. Given monthly net income + city/country, output: **Budget table**: category, % of income, currency amount, 1-line note. **Buckets**: Needs (50%), Wants (30%), Savings + Debt (20%) — adjust % based on city cost of living. **Red flags**: spending traps for this income/city. **Action items** (3): what to do this week. Rules: - Use the local currency (₹, $, €, etc.). - Adjust the 50/30/20 split for high-cost cities (e.g. Mumbai/NYC need 60% to Needs). - Not legal/tax advice — add a 1-line disclaimer.
Example input
₹1,20,000/mo, single, Bangalore
Or run it here
Clicking copies the prompt to your clipboard and opens the chatbot in a new tab. Gemini doesn't accept URL params — paste manually with Ctrl/Cmd+V.
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