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SIP Calculator — Mutual Fund Returns Estimator (2026)

Estimate your mutual fund SIP returns with compounding. See projections for any monthly amount, return rate and tenure.

SIP Calculator

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Invested Amount

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Estimated Returns

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Total Value

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About this tool

What this SIP calculator does

Type in your monthly SIP amount, expected annual return and number of years. The calculator shows your invested amount, estimated wealth gained and final corpus — using the standard SIP compounding formula.

Tip

Most equity mutual funds in India have delivered 11–14% CAGR over 10+ year periods. Don't use 18%+ in your projections — that's hopium, not planning.

How to use the SIP Calculator

Takes about a minute. No signup, no download, your data stays in your browser.

  1. 1
    Open the tool. Scroll up to the SIP Calculator above — it loads instantly in your browser, no install needed.
  2. 2
    Enter your values. The fields come pre-filled with realistic defaults so you can see how it works — replace them with your own numbers.
  3. 3
    Read the result. The output updates instantly. Copy or share it — nothing is uploaded to a server, everything stays on your device.

Frequently asked questions

Common questions about the SIP Calculator.

Is the SIP Calculator free to use?

Yes. The SIP Calculatoron 7BusyBoss is completely free — no signup, no paywall, no usage cap. We do recommend paid alternatives in a sidebar card, but the core tool stays free.

Do I need to sign up to use the SIP Calculator?

No. The SIP Calculatorworks instantly in your browser — no account needed. Signing in with Google is optional and only unlocks features like saving favorites and higher AI build limits.

Does the SIP Calculator work on mobile?

Yes. Every tool on 7BusyBoss is mobile-responsive and works in any modern browser — Chrome, Safari, Firefox, Edge — on phones, tablets and desktops.

Is my data safe when I use the SIP Calculator?

Yes. The SIP Calculatorruns entirely in your browser — your inputs never leave your device unless the tool explicitly fetches public data (e.g. currency rates). We don't store the values you type.

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